You Aren't Alone.

You may know about Traditional and Roth IRAs, but a lot of people miss out on the opportunity to save more because they didn’t know that …

• You can contribute to an IRA each year you’ve earned income

• You can contribute to your spouse’s IRA even if your spouse did not earn income

• You can contribute to a traditional IRA even if you make too much money to get a deduction

• You can potentially contribute to a Roth IRA even if you make too much money to contribute directly to this tax-advantaged account

If you are wondering how, you aren't alone; most people walk away from these opportunities each year. At Cloutier Wealth Management, it’s my goal to help uncover opportunities and develop tax strategies that help clients reduce taxable income or find tax-free growth opportunities, while building their retirement savings.

Everyone's needs, goals, and objectives are different, so I am curious, what are yours and what can I do to help you?